We accept most major insurance plans.

Do I need a doctor's referral to come to PT?

In South Carolina, patients have what's referred to as "direct access" to physical therapy for 30 days, which means patients may attend physical therapy for about a month without first seeing their physician.

 After the initial examination, we discuss findings, set goals together, and determine the best course of treatment.  If all goals are not met at 30 days, we assist patients in communicating with their physician or other healthcare provider to obtain a referral. 

We accept most major insurance plans

Embody PT is in-network with: 

Blue Cross Blue Shield

BCBS Options & Essentials

BCBS State Plans                        


UnitedHealthcare Medicare Solutions



MedRisk and Align Networks Workers' Comp       MedCost

If your insurance is currently not accepted, or if you are between insurance coverage, we accept self-payment . Please call the office for our rates.

​We accept checks, cash, Visa, MasterCard, American Express;  HSA/FSA cards may be used. Payment is required at the time of service.​

Insurance benefits

Prior to your first appointment at Embody PT, we will run your insurance and double check you benefits to determine what your deductible and/or copay/coinsurance will be.  We are happy to call you back or email you this information upon request.

What if Embody PT is "out-of-network" with your insurance company?

We will help you with reimbursement...If we currently do not accept your insurance, you may consider seeking reimbursement; we recommend you contact your insurance provider before beginning therapy to determine your “out-of-network” policies and benefits.  

Patients will pay our "self-pay rate" at the date of service and we will provide a receipt with our clinic ID information as well as all diagnosis codes and the treatment codes (upon request).  This information is then submitted to the insurance company or FSA for reimbursement.  


We are happy to help our patients through this process and provide an "insurance benefits worksheet" to assist in the process.